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A Variable Annuity is an insurance company product that
allows you to select from a wide range of professionally managed
investment sub-accounts which are used to fund the policy. A
Variable Annuity usually offers a fixed guaranteed account to help you build
an investment strategy that best fits your goals.
You
can build a diversified portfolio with a Variable Annuity, and you have
the ability to redirect your investments easily and at no charge*. A
death benefit may be available to help protect the value for your
beneficiary against downturns in the market during the accumulation
phase.
Your
investment return with a Variable Annuity will fluctuate, emulating the
combined performance of the sub-accounts you choose. Because many
of these sub-accounts are invested in the financial markets, they have
the potential to outpace inflation over a period of time. As with any
market driven investment, past performance is not indicative of future
results. Investor's shares, when sold, may be worth more or less than their
original cost.
Variable
annuities should be considered long-term investments that defer current
taxes, allowing you to build the assets you may need for retirement and
beyond. Investors should note that placing a tax-advantaged product
like and annuity within a retirement plan will yield no additonal tax
benefit.
To determine if a Variable Annuity is the right investment
for you, contact a Seely Agency Representative.
* Some
restrictions on account transfers may apply.
* For more information about
variable annuities, including investment objectives of the sub-accounts,
fees and expenses, contact Legend Equities or your financial advisor and
request a prospectus. Read the prospectus carefully before you invest or
send money.
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